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Resources Health Blues Alabama Health Alaska Health Alberta Health Arizona Health Arkansas Health British Columbia Health California Health Health for Insurance Health Canada Health Canada Colorado Health Connecticut Health Delaware Health District of Columbia Health health Health Florida Health Georgia Health Hawaii Health Home Health Idaho Health Illinois Health Indiana Health Iowa Health Kansas Health Kentucky Health Louisiana Blues Traveler Maine Health Manitoba Health Maryland Health Massachusetts Health Michigan Health Minnesota Health Mississippi Health Missouri Health Montana Health Nebraska Health Nevada Health New Brunswick Health New Hampshire Health New Jersey Health New Mexico Health New York Health Newfoundland and Labrador Health North Carolina Health North Dakota Health Northwest Territories Health Nova Scotia Blues and Blues Boogie Nunavut Insurance Ohio Health Oklahoma Health Ontario Health Oregon Health Pennsylvania Health Plan Health Prince Edward Island Blues Boogie Puerto Rico Health Quebec Insurance Rhode Island Health Saskatchewan Health South Carolina Health South Dakota Health Tennessee Health Texas Health USA Health USA Health Utah Health Vermont Health Virgin Islands Health Virginia Health Washington Health West Virginia Health Wisconsin Health In the example given above, payments for the other driver's vehicle would be paid out under property damage coverage, and payments for the injuries would be paid out under bodily injury coverage. Bodily injury liability coverage is also usually split as well into a maximum payment per person and a maximum payment per accident. Vehicle insurance (also known as auto insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident. A Health insurance policy is a contract between an insurance company and an individual. The contract can be renewable annually or monthly. The type and amount of health care costs that will be covered by the health plan are specified in advance, in the member contract or Evidence of Coverage booklet. The individual policy-holder's payment obligations may take several forms[7]: Premium: The amount the policy-holder pays to the health plan each month to purchase health coverage. Deductible: The amount that the policy-holder must pay out-of-pocket before the health plan pays its share. For example, a policy-holder might have to pay a $500 deductible per year, before any of their health care is covered by the health plan. It may take several doctor's visits or prescription refills before the policy-holder reaches the deductible and the health plan starts to pay for care. Co-payment: The amount that the policy-holder must pay out of pocket before the health plan pays for a particular visit or service. The term health insurance is generally used to describe a form of insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. Yukon Health |